Capital analysis. Self employed persons and those who have liberal professions can obtain cheaper credits from banks than individual parties, writes "Capital" magazine in its weekly edition.
The explanation: BNR restrictions don't apply in the case of self-employed persons. In consequence, credits for self-employed persons allow an easier access to loans, and at obtaining larger credits than a regular wage earner.
Loans for self-employed persons are calculated in the basis of their commercial activities results, financial practice on the previous year, and sometimes it's sufficient an attachment of a high value commercial contract for the loan to be accepted. Loans granted by banks to this category of customers are destined to real estates investments, automobiles purchases, work equipment, headquarters redecoration and others.
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