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Opposite to the customs in the developed countries, in Romania there is no guarantee of good execution of the building jobs (which can be almost 5% of the total value of the residential project) and the insurance packages which can replace this guarantee are also different.
Additionally, to obtain a 5% deduction from the final price of the apartment, the clients pay up to 70-75% of the value, although, until reception, the client has no house written on his name, says an analysis of this week’s Capital Magazine.
Over all, the choosing of a financing bank for the project, other than the one used by the building company, can give you headaches, and for certain banks this is impossible. The reason: the increased demand for apartments, which determines the clients to contract the future houses without taking into account the eventual risks.
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